Beginner’s Guide To The Bernician Remedies For your consideration, there now follows a beginner’s guide to the most popular and well established of The Bernician Remedies, all of which have been developed and perfected over […]
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Take-Back II | The 2nd Restitution of Rosie Copeland
Take-Back II | The 2nd Restitution of Rosie Copeland If you haven’t done so already, please watch these two videos before watching this, the third episode of the remarkable story of Rosie Copeland and […]
Read moreBroken Britain | A Lawless Land of White-Collar Asset Stripping
Broken Britain | A Lawless Land of White-Collar Asset Stripping This week we have witnessed large gangs of disenfranchised youths attempting to loot the major retailers on London’s Oxford Street – in broad daylight – during […]
Read moreRosie Repossesses Her Own Home & Evicts Land Pirates
Rosie Repossesses Her Own Home & Evicts Land Pirates On Friday 21 April 2023, just after 9:00am, four land pirates banged on the door of 59 Southgate Street in Bury St Edmunds, demanding that […]
Read moreA Forged Writ, A Good Copper & The Restitution of Rosie Copeland
A Forged Writ, A Good Copper & The Restitution of Rosie Copeland On 21 April 2023, a dear friend of mine, Rosie Copeland, was violently evicted from the home she should own outright, on […]
Read moreThe Unlawful Eviction of Rosie Copeland
The Unlawful Eviction of Rosie Copeland The Unlawful Eviction of Rosie Copeland is a harrowing video telling the shocking story of how a law-abiding, retired, single woman in her sixties was violently evicted by […]
Read moreProof That It’s Illegal To Add Date To Signed Mortgage Deed
Proof That It’s Illegal To Add Date To Signed Mortgage Deed As Michael O’Deira, Dave Laity, myself and many others have been saying for more than a decade, it has been the common practice of […]
Read moreGarguilo v Gershinson [2012] | Register Rectified To Remove Void Charge
Garguilo v Gershinson [2012] | Register Rectified To Remove Void Charge In Garguilo v Jon Howard Gershinson & Anr [2012] EWLandRA 2011_0377 (06 January 2012), a landmark decision was made by the Land Registry Adjudicator, […]
Read moreTGBMS Class Actions Update | First Draft Claim Form Served on Chief Land Registrar
TGBMS Class Actions Update | First Draft Claim Form Served on Chief Land Registrar Later than initially anticipated due to circumstances beyond our control, I am delighted to inform you that the first draft claim […]
Read moreNelson Trust v Bank of Scotland | Just-Us System Declared Void
Nelson Trust v Bank of Scotland | Just-Us System Declared Void There now follows a transcript of the judgment of HHJ Behrens, which is subject to Crown Copyright and published under a Fair Use and […]
Read moreUnited Bank of Kuwait v Sahib & Others | Times Law Report
UNITED BANK OF KUWAIT V SAHIB & OTHERS (1996) Times, 13 February Deposit of deeds does not create charge COURT OF APPEAL Published 13 February, 1996 Before Lord Justice Leggatt, Lord Justice Peter Gibson and […]
Read more#TGBMS | Winter Is Coming For The Banksters
#TGBMS | Winter Is Coming For The Banksters In the words of people who have seen The Great British Mortgage Swindle in a UK cinema, find out why they all think it is a ‘must-see’ […]
Read moreTGBMS Class Actions | Seeking A Moratorium On Mortgage Possession Claims
TGBMS Class Actions | Seeking A Moratorium On Mortgage Possession Claims Whilst I am somewhat restricted as to what I can reveal at this stage, I am extremely encouraged to be the bearer of potentially […]
Read morePolitically Incorrect Podcast | BOS Lose 5-0 in High Court Reversal of Fortunes
Politically Incorrect Podcast | BOS Lose 5-0 in High Court Reversal of Fortunes In this Politically Incorrect Podcast, Michael O’Bernicia chronicles the extraordinary High Court victory last week, in which a courageous void mortgagor had […]
Read morePolitically Incorrect Podcast | Lloyds Told To Stop Mortgage Possession Claims
Politically Incorrect Podcast | Lloyds Told To Stop Mortgage Possession Claims In this Politically Incorrect Podcast, The Bernician explores the ramifications of two letters sent to the CEO of the Lloyds Banking Group, each of […]
Read moreMortgage Fraud 101 | The Section 1(3) Point and the Estoppel Issue
Mortgage Fraud 101 | The Section 1(3) Point and the Estoppel Issue Referring to the proper making and delivery of mortgage deeds, section 1 (3) of the Law of Property (Miscellaneous Provisions) Act 1989 provides […]
Read moreCease and Desist Notice To Lloyds Banking Group
Cease and Desist Notice To Lloyds Banking Group Today we have caused the service of the following Notice To Cease & Desist, upon the Chief Executive Officer of the Lloyds Banking Group, demanding the immediate […]
Read moreLloyds CEO Told To Desist In Fraudulent Mortgage Recovery Action
Lloyds CEO Told To Desist In Fraudulent Mortgage Recovery Action In the clearest indication yet that Parliament has been successfully lobbied by Thames Valley Police Commissioner, Anthony Stansfeld, to take action to stop endemic signature […]
Read moreTGBMS Class Actions | It Was The Conveyancing Solicitors What Done It
TGBMS Class Actions | It Was The Conveyancing Solicitors What Done It Letters Before Claim On August the 6th 2019, Letters Before Claim were served upon most of the banksters currently doing business in the […]
Read moreLies, Lies and Yet More Defamatory Lies
Lies, Lies and Yet More Defamatory Lies Oh dear, oh dear. Lies, lies and yet more defamatory lies to deal with, lest they fester in the minds of the gullible. Following my decimation of his […]
Read moreMAJOR TGBMS NEWS: BANKSTER GIVES UP ILLEGAL MORTGAGE POSSESSION CLAIM
MAJOR TGBMS NEWS BANKSTER GIVES UP ILLEGAL MORTGAGE POSSESSION CLAIM A courageous woman called Diana has been fighting bankster for eight years. Her case was that the bank had illegally capitalised her mortgage and she […]
Read moreThe TGBMS Grounds | 3 Reasons Why 11 Million UK Mortgages Are Illegal
The TGBMS Grounds | 3 Reasons Why 11 Million UK Mortgages Are Illegal In this must-see clip, Michael O’Bernicia lays out the TGBMS Grounds, in less than 3 minutes. For those of you who are […]
Read morePossession Claim Adjourned – Bankster ‘Lost’ The Mortgage Documents
Possession Claim Adjourned – Bankster ‘Lost’ The Mortgage Documents My friends, I am, once again, the delighted bearer of fantastic TGBMS News. Today I was contacted by a friend of mine called Geniene Azalea, who […]
Read moreTotally Without Merit – The Defendants’ Arguments
Totally Without Merit – The Defendants’ Arguments Here lie the arguments that will almost certainly be thrown at us in the class actions by the defendants, as written by a man who I mistook as […]
Read moreTGBMS Day – UK Mortgage Industry Served Notice of Class Actions
TGBMS Day – UK Mortgage Industry Served Notice of Class Actions Heartfelt thanks to everybody who contributed to making the 6th of August 2019 the historic occasion it turned out to be, when we served […]
Read moreMortgage Fraud 101: Case Law on Forced Entry by Bailiff and Police
Mortgage Fraud 101: Case Law on Forced Entry by Bailiff and Police Here are some essential pieces of case law, which should be used to deal with a bailiff and police, who claim they have […]
Read moreTGBMS Day Is Coming For The Banksters
TGBMS Day Is Coming For The Banksters In the face of continued criminality, three remarkable events transpired last week, which should provide inspiration and encouragement for everybody fighting mortgage fraud on the front line. Dorset […]
Read morePerfected Lien: Properties Withdrawn From Fire-Sale Auction
Perfected Lien: Properties Withdrawn From Fire-Sale Auction Here is a sanitised version of the perfected lien process that was initiated against invalidly appointed LPA Receivers, who were acting illegally in the name of the Lien […]
Read moreLand Registry Confirms That No Mortgage Arises Without Legally Valid Documents
Land Registry Confirms That No Mortgage Arises Without Legally Valid Documents It has now been confirmed that the Land Registry has altered the register to show that my sister is the owner of her family […]
Read moreMortgage Fraud 101: Maxims of Equity and Commerce
Mortgage Fraud 101: Maxims of Equity and Commerce Maxims of Equity Here lie the Maxims of Equity: Equity regarding what ought to be done Equity will not suffer a wrong to be without a remedy […]
Read moreMortgage Fraud 101: The Commercial Lien Process
This UK-centric Commercial Lien process is not for the faint-hearted or those looking for a quick-fix. If you not in default on a mortgage but have gleaned sufficient knowledge to know that you have been […]
Read moreMortgage Fraud 101: Rebutting The Undefendable
Mortgage Fraud 101: Rebutting The Undefendable As those fighting mortgagor possession proceedings with the TGBMS Grounds will already know, the most common reaction from banksters, their lawyers and the Land Registry, is to attempt to […]
Read moreMortgage Fraud 101: The Conditional Acceptance Process
Mortgage Fraud 101: The Conditional Acceptance Process In the event I was beginning a process of discovery, in relation to ascertaining whether my mortgage was illegal and void, I would begin with the following conditional […]
Read morePolitically Incorrect Podcast: 8 Steps To Cancelling Your Illegal Mortgage and Claiming Indemnity From The Land Registry
Politically Incorrect Podcast: 8 Steps To Cancelling Your Illegal Mortgage and Claiming Indemnity From The Land Registry In the event you are a UK mortgagor and you are able to provide all the evidence required […]
Read moreAnthony Stansfeld: UK Banks are Corrupt on a Massive Scale
This is a letter from Anthony Stansfeld [who appears in The Great British Mortgage Swindle] on the failure of the UK’s governing and regulatory institutions to hold the banks to account for decades of endemic […]
Read moreHistoric Judgment Which Changed Everything For UK Mortgagors
Historic Judgment Which Changed Everything For UK Mortgagors This is a re-post of the article on self-realisation.com, which announced my family’s historic summary judgment win in Leeds High Court, on the 21st of July 2014. […]
Read moreHere Lies Yet More [Yes, More!] Incredible TGBMS News
More Incredible TGBMS News Here lies yet more [yes, more!] incredible TGBMS news. Case One Last Monday, a friend of mine appeared in the Birmingham County Court, defending his void mortgage company’s possession claim. Only […]
Read moreThe People v The Banks: Representative Actions To End Mortgage Fraud
The People v The Banks: Representative Actions To End Mortgage Fraud So you want to know about the planned Representative Actions to cancel 11.2 million illegal mortgages and claim compensation from the Land Registry? Well, […]
Read moreUK Supreme Court Re-Affirms ‘Fraud Unravels All’ As Public Policy
UK Supreme Court Re-Affirms ‘Fraud Unravels All’ As Public Policy For those who are looking for evidence that the English establishment is preparing the ground for the forthcoming deluge of applications to cancel […]
Read moreVoid & Illegal Mortgage #2 Cancelled By Land Registry
Nine years and one month after the beginning of my family’s dispute with Bank of Scotland, it is now finally at its end, in what can only be accurately described as capitulation by the bank.
Read moreVictory At Long Last – Massive #TGBMS News
Victory Is Ours I am delighted to be the bearer of massive #TGBMS news. In a word, Victory. After almost a decade of legal action, the Land Registry has cancelled the last remaining charge over […]
Read moreTGBMS: A Catalyst for a Very British Cause
The Great British Mortgage Swindle is finally finished. There, I said it. After nine long years of technical, physical and legal struggles, at the cost of three homes, £6.3M worth of property and my formerly […]
Read moreThe Path to Indemnification for 11 million Void Mortgagors
Once again, I am the bearer of news that every one of Britain’s eleven million registered mortgagors needs to know. After five years of insisting that it is not liable for all the losses incurred […]
Read moreThe Beginning of the End
I am, once more, the bearer of glad tidings for every one of Britain’s eleven million registered mortgage holders, which might well herald the beginning of the end for institutionalised mortgage fraud on these disunited […]
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