Nelson Trust v Bank of Scotland | Just-Us System Declared Void There now follows a transcript of the judgment of HHJ Behrens, which is subject to Crown Copyright and published under a Fair Use and Fair Dealing Notice, for the purposes of educating the public and providing commentary about the Justice System. The judgment was […]
Politically Incorrect Podcast | BOS Lose 5-0 in High Court Reversal of Fortunes In this Politically Incorrect Podcast, Michael O’Bernicia chronicles the extraordinary High Court victory last week, in which a courageous void mortgagor had five applications to enforce a fraudulent mortgage dismissed. The transcript can be read below. Major TGBMS News | Reversal of […]
Mortgage Fraud 101 | The Section 1(3) Point and the Estoppel Issue Referring to the proper making and delivery of mortgage deeds, section 1 (3) of the Law of Property (Miscellaneous Provisions) Act 1989 provides that: “An instrument is validly executed as a deed by an individual if, and only if, (a) it is signed […]
Cease and Desist Notice To Lloyds Banking Group Today we have caused the service of the following Notice To Cease & Desist, upon the Chief Executive Officer of the Lloyds Banking Group, demanding the immediate cessation of all mortgage-related proceedings, in which there has been at least one allegation of some form of signature forgery. […]
Lloyds CEO Told To Desist In Fraudulent Mortgage Recovery Action In the clearest indication yet that Parliament has been successfully lobbied by Thames Valley Police Commissioner, Anthony Stansfeld, to take action to stop endemic signature fraud in mortgage transactions, Kevin Hollinrake MP has written the following letter to the CEO of the Lloyds Group. Dear […]
TGBMS Class Actions | It Was The Conveyancing Solicitors What Done It Letters Before Claim On August the 6th 2019, Letters Before Claim were served upon most of the banksters currently doing business in the UK, in the TGBMS Class Actions to end mortgage fraud. Since then, we have served the same letters on a […]
Lies, Lies and Yet More Defamatory Lies Oh dear, oh dear. Lies, lies and yet more defamatory lies to deal with, lest they fester in the minds of the gullible. Following my decimation of his last attempt to derail the TGBMS juggernaut, the mistrusted man who falsely claimed recently that a barrister had identified serious […]
Possession Claim Adjourned – Bankster ‘Lost’ The Mortgage Documents My friends, I am, once again, the delighted bearer of fantastic TGBMS News. Today I was contacted by a friend of mine called Geniene Azalea, who has already had two properties stolen from her over void mortgages, following which she recently challenged HBOS to provide valid […]
Totally Without Merit – The Defendants’ Arguments Here lie the arguments that will almost certainly be thrown at us in the class actions by the defendants, as written by a man who I mistook as a loyal and trusted friend and the barrister he took advice from on the veracity of the TGBMS Grounds, which […]
The Fraudulent State of UK Banking – M O’B Interviews Anthony Stansfeld Two days after presenting the plans to bring an end to institutionalized mortgage fraud at the Bankster Busters Conference, I met Anthony Stansfeld in Whitehall on the 23rd of July 2019, to discuss the fraudulent state of UK banking. Music by Kevin MacLeod: […]
{"id":null,"mode":"button","open_style":"in_modal","currency_code":"GBP","currency_symbol":"\u00a3","currency_type":"decimal","blank_flag_url":"https:\/\/www.thebernician.net\/wp-content\/plugins\/tip-jar-wp\/\/assets\/images\/flags\/blank.gif","flag_sprite_url":"https:\/\/www.thebernician.net\/wp-content\/plugins\/tip-jar-wp\/\/assets\/images\/flags\/flags.png","default_amount":1200,"top_media_type":"featured_image","featured_image_url":"https:\/\/www.thebernician.net\/wp-content\/uploads\/2014\/09\/MOB-200x150.jpg","featured_embed":"","header_media":null,"file_download_attachment_data":null,"recurring_options_enabled":true,"recurring_options":{"never":{"selected":true,"after_output":"One time only"},"weekly":{"selected":false,"after_output":"Every week"},"monthly":{"selected":false,"after_output":"Every month"},"yearly":{"selected":false,"after_output":"Every year"}},"strings":{"current_user_email":"","current_user_name":"","link_text":"Tip Some Coin","complete_payment_button_error_text":"Check info and try again","payment_verb":"Tip Now","payment_request_label":"The Bernician","form_has_an_error":"Please check and fix the errors above","general_server_error":"Something isn't working right at the moment. Please try again.","form_title":"Tip The Bernician Some Coin","form_subtitle":"Show your appreciation for The Bernician's work by donating whatever you can afford in the tips jar.","currency_search_text":"Country or Currency here","other_payment_option":"Other payment option","manage_payments_button_text":"Manage your payments","thank_you_message":"Thank you for being a supporter of The Bernician's work. Much appreciated.","payment_confirmation_title":"The Bernician","receipt_title":"Your Receipt","print_receipt":"Print Receipt","email_receipt":"Email Receipt","email_receipt_sending":"Sending receipt...","email_receipt_success":"Email receipt successfully sent","email_receipt_failed":"Email receipt failed to send. Please try again.","receipt_payee":"Paid to","receipt_statement_descriptor":"This will show up on your statement as","receipt_date":"Date","receipt_transaction_id":"Transaction ID","receipt_transaction_amount":"Amount","refund_payer":"Refund from","login":"Log in to manage your payments","manage_payments":"Manage Payments","transactions_title":"Your Transactions","transaction_title":"Transaction Receipt","transaction_period":"Plan Period","arrangements_title":"Your Plans","arrangement_title":"Manage Plan","arrangement_details":"Plan Details","arrangement_id_title":"Plan ID","arrangement_payment_method_title":"Payment Method","arrangement_amount_title":"Plan Amount","arrangement_renewal_title":"Next renewal date","arrangement_action_cancel":"Cancel Plan","arrangement_action_cant_cancel":"Cancelling is currently not available.","arrangement_action_cancel_double":"Are you sure you'd like to cancel?","arrangement_cancelling":"Cancelling Plan...","arrangement_cancelled":"Plan Cancelled","arrangement_failed_to_cancel":"Failed to cancel plan","back_to_plans":"\u2190 Back to Plans","update_payment_method_verb":"Update","sca_auth_description":"Your have a pending renewal payment which requires authorization.","sca_auth_verb":"Authorize renewal payment","sca_authing_verb":"Authorizing payment","sca_authed_verb":"Payment successfully authorized!","sca_auth_failed":"Unable to authorize! Please try again.","login_button_text":"Log in","login_form_has_an_error":"Please check and fix the errors above","uppercase_search":"Search","lowercase_search":"search","uppercase_page":"Page","lowercase_page":"page","uppercase_items":"Items","lowercase_items":"items","uppercase_per":"Per","lowercase_per":"per","uppercase_of":"Of","lowercase_of":"of","back":"Back to plans","zip_code_placeholder":"Zip\/Postal Code","download_file_button_text":"Download File","input_field_instructions":{"tip_amount":{"placeholder_text":"How much would you like to tip?","initial":{"instruction_type":"normal","instruction_message":"How much would you like to tip? Choose any currency."},"empty":{"instruction_type":"error","instruction_message":"How much would you like to tip? Choose any currency."},"invalid_curency":{"instruction_type":"error","instruction_message":"Please choose a valid currency."}},"recurring":{"placeholder_text":"Recurring","initial":{"instruction_type":"normal","instruction_message":"How often would you like to give this?"},"success":{"instruction_type":"success","instruction_message":"How often would you like to give this?"},"empty":{"instruction_type":"error","instruction_message":"How often would you like to give this?"}},"name":{"placeholder_text":"Name on Credit Card","initial":{"instruction_type":"normal","instruction_message":"Enter the name on your card."},"success":{"instruction_type":"success","instruction_message":"Enter the name on your card."},"empty":{"instruction_type":"error","instruction_message":"Please enter the name on your card."}},"privacy_policy":{"terms_title":"Terms and conditions","terms_body":null,"terms_show_text":"View Terms","terms_hide_text":"Hide Terms","initial":{"instruction_type":"normal","instruction_message":"I agree to the terms."},"unchecked":{"instruction_type":"error","instruction_message":"Please agree to the terms."},"checked":{"instruction_type":"success","instruction_message":"I agree to the terms."}},"email":{"placeholder_text":"Your email address","initial":{"instruction_type":"normal","instruction_message":"Enter your email address"},"success":{"instruction_type":"success","instruction_message":"Enter your email address"},"blank":{"instruction_type":"error","instruction_message":"Enter your email address"},"not_an_email_address":{"instruction_type":"error","instruction_message":"Make sure you have entered a valid email address"}},"note_with_tip":{"placeholder_text":"Your note here...","initial":{"instruction_type":"normal","instruction_message":"Attach a note to your tip (optional)"},"empty":{"instruction_type":"normal","instruction_message":"Attach a note to your tip (optional)"},"not_empty_initial":{"instruction_type":"normal","instruction_message":"Attach a note to your tip (optional)"},"saving":{"instruction_type":"normal","instruction_message":"Saving note..."},"success":{"instruction_type":"success","instruction_message":"Note successfully saved!"},"error":{"instruction_type":"error","instruction_message":"Unable to save note note at this time. Please try again."}},"email_for_login_code":{"placeholder_text":"Your email address","initial":{"instruction_type":"normal","instruction_message":"Enter your email to log in."},"success":{"instruction_type":"success","instruction_message":"Enter your email to log in."},"blank":{"instruction_type":"error","instruction_message":"Enter your email to log in."},"empty":{"instruction_type":"error","instruction_message":"Enter your email to log in."}},"login_code":{"initial":{"instruction_type":"normal","instruction_message":"Check your email and enter the login code."},"success":{"instruction_type":"success","instruction_message":"Check your email and enter the login code."},"blank":{"instruction_type":"error","instruction_message":"Check your email and enter the login code."},"empty":{"instruction_type":"error","instruction_message":"Check your email and enter the login code."}},"stripe_all_in_one":{"initial":{"instruction_type":"normal","instruction_message":"Enter your credit card details here."},"empty":{"instruction_type":"error","instruction_message":"Enter your credit card details here."},"success":{"instruction_type":"normal","instruction_message":"Enter your credit card details here."},"invalid_number":{"instruction_type":"error","instruction_message":"The card number is not a valid credit card number."},"invalid_expiry_month":{"instruction_type":"error","instruction_message":"The card's expiration month is invalid."},"invalid_expiry_year":{"instruction_type":"error","instruction_message":"The card's expiration year is invalid."},"invalid_cvc":{"instruction_type":"error","instruction_message":"The card's security code is invalid."},"incorrect_number":{"instruction_type":"error","instruction_message":"The card number is incorrect."},"incomplete_number":{"instruction_type":"error","instruction_message":"The card number is incomplete."},"incomplete_cvc":{"instruction_type":"error","instruction_message":"The card's security code is incomplete."},"incomplete_expiry":{"instruction_type":"error","instruction_message":"The card's expiration date is incomplete."},"incomplete_zip":{"instruction_type":"error","instruction_message":"The card's zip code is incomplete."},"expired_card":{"instruction_type":"error","instruction_message":"The card has expired."},"incorrect_cvc":{"instruction_type":"error","instruction_message":"The card's security code is incorrect."},"incorrect_zip":{"instruction_type":"error","instruction_message":"The card's zip code failed validation."},"invalid_expiry_year_past":{"instruction_type":"error","instruction_message":"The card's expiration year is in the past"},"card_declined":{"instruction_type":"error","instruction_message":"The card was declined."},"missing":{"instruction_type":"error","instruction_message":"There is no card on a customer that is being charged."},"processing_error":{"instruction_type":"error","instruction_message":"An error occurred while processing the card."},"invalid_request_error":{"instruction_type":"error","instruction_message":"Unable to process this payment, please try again or use alternative method."},"invalid_sofort_country":{"instruction_type":"error","instruction_message":"The billing country is not accepted by SOFORT. Please try another country."}}}},"fetched_oembed_html":false}
{"date_format":"jS F Y","time_format":"g:i a","wordpress_permalink_only":"https:\/\/www.thebernician.net\/tag\/bank-of-scotland\/","all_default_visual_states":"inherit","modal_visual_state":false,"user_is_logged_in":false,"stripe_api_key":"pk_live_MwQiW3XkwrmT05UCY2ULM4JZ00QrNZsHfV","stripe_account_country_code":"GB","setup_link":"https:\/\/www.thebernician.net\/wp-admin\/admin.php?page=tip-jar-wp&mpwpadmin1=welcome&mpwpadmin_lightbox=do_wizard_health_check","close_button_url":"https:\/\/www.thebernician.net\/wp-content\/plugins\/tip-jar-wp\/\/assets\/images\/closebtn.png"}
Thanks for subscribing!You will now receive the latest news, updates and post notifications from The Bernician.
