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Tag Archives: Land Registry

Proof That It’s Illegal To Add Date To Signed Mortgage Deed

Posted on 21st December 202221st December 2022 by The Bernician

Proof That It’s Illegal To Add Date To Signed Mortgage Deed As Michael O’Deira, Dave Laity, myself and many others have been saying for more than a decade, it has been the common practice of […]

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How The Bank of England Controls & Profits From Mortgage Fraud

Posted on 18th November 202218th November 2022 by The Bernician

How The Bank of England Controls & Profits From Mortgage Fraud Just before Andrew Bailey took the reigns as Governor of the Bank of England, on 01/02/2019, previous governor Mark Carney was responsible for creating […]

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Lloyds Directors Served Demand For Cancellation of Illegal Mortgages

Posted on 30th July 202230th July 2022 by The Bernician

Lloyds Directors Served Demand For Cancellation of Illegal Mortgages Yesterday, the following demand was served upon the directors of the Lloyds Banking Group, in relation to PUB’s allegations that successive boards over the past three […]

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Watch The Great British Mortgage Swindle For Free

Posted on 3rd May 20201st June 2020 by The Bernician

Watch The Great British Mortgage Swindle For Free Until the lock-down comes to an end, you can watch The Great British Mortgage Swindle for free at the link below. Watch TGBMS For Free Related Links […]

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Garguilo v Gershinson [2012] | Register Rectified To Remove Void Charge

Posted on 1st March 20201st March 2020 by The Bernician

Garguilo v Gershinson [2012] | Register Rectified To Remove Void Charge In Garguilo v Jon Howard Gershinson & Anr [2012] EWLandRA 2011_0377 (06 January 2012), a landmark decision was made by the Land Registry Adjudicator, […]

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TGBMS Class Actions Update | Particulars of Claim Served on Chief Land Registrar

Posted on 29th February 202029th February 2020 by The Bernician

TGBMS Class Actions Update | Particulars of Claim Served on Chief Land Registrar The first TGBMS Class Action against the Chief Land Registrar of England and Wales has moved to the next stage of proceedings. […]

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TGBMS Class Actions Update | First Draft Claim Form Served on Chief Land Registrar

Posted on 14th February 202014th February 2020 by The Bernician

TGBMS Class Actions Update | First Draft Claim Form Served on Chief Land Registrar Later than initially anticipated due to circumstances beyond our control, I am delighted to inform you that the first draft claim […]

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Cyber Attacks, False Allegations & TGBMS Class Actions Update

Posted on 19th January 202021st January 2020 by The Bernician

Cyber Attacks, False Allegations & TGBMS Class Actions Update Before I update you on the current state of play in the TGBMS Class Actions, I need to let you know what transpired at the end […]

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Nelson Trust v Bank of Scotland | Just-Us System Declared Void

Posted on 28th December 201922nd December 2019 by The Bernician

Nelson Trust v Bank of Scotland | Just-Us System Declared Void There now follows a transcript of the judgment of HHJ Behrens, which is subject to Crown Copyright and published under a Fair Use and […]

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Mortgage Fraud 101| No Trust Ever Arises From Fraud

Posted on 12th December 201912th December 2019 by The Bernician

Mortgage Fraud 101| No Trust Ever Arises From Fraud For those of you who don’t already know, here is the reason why an individual called Steve Knight is selling snake oil to void mortgagors, defaming […]

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Politically Incorrect Podcast | Lloyds Told To Stop Mortgage Possession Claims

Posted on 11th November 201911th November 2019 by The Bernician

Politically Incorrect Podcast | Lloyds Told To Stop Mortgage Possession Claims In this Politically Incorrect Podcast, The Bernician explores the ramifications of two letters sent to the CEO of the Lloyds Banking Group, each of […]

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Mortgage Fraud 101 | The Section 1(3) Point and the Estoppel Issue

Posted on 18th October 201918th October 2019 by The Bernician

Mortgage Fraud 101 | The Section 1(3) Point and the Estoppel Issue Referring to the proper making and delivery of mortgage deeds, section 1 (3) of the Law of Property (Miscellaneous Provisions) Act 1989 provides  […]

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Cease and Desist Notice To Lloyds Banking Group

Posted on 15th October 201916th October 2019 by The Bernician

Cease and Desist Notice To Lloyds Banking Group Today we have caused the service of the following Notice To Cease & Desist, upon the Chief Executive Officer of the Lloyds Banking Group, demanding the immediate […]

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Lloyds CEO Told To Desist In Fraudulent Mortgage Recovery Action

Posted on 2nd October 20192nd October 2019 by The Bernician

Lloyds CEO Told To Desist In Fraudulent Mortgage Recovery Action In the clearest indication yet that Parliament has been successfully lobbied by Thames Valley Police Commissioner, Anthony Stansfeld, to take action to stop endemic signature […]

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TGBMS Class Actions | It Was The Conveyancing Solicitors What Done It

Posted on 17th September 201917th September 2019 by The Bernician

TGBMS Class Actions | It Was The Conveyancing Solicitors What Done It Letters Before Claim On August the 6th 2019, Letters Before Claim were served upon most of the banksters currently doing business in the […]

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Lies, Lies and Yet More Defamatory Lies

Posted on 7th September 20197th September 2019 by The Bernician

Lies, Lies and Yet More Defamatory Lies Oh dear, oh dear. Lies, lies and yet more defamatory lies to deal with, lest they fester in the minds of the gullible. Following my decimation of his […]

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MAJOR TGBMS NEWS: BANKSTER GIVES UP ILLEGAL MORTGAGE POSSESSION CLAIM

Posted on 4th September 201911th September 2019 by The Bernician

MAJOR TGBMS NEWS BANKSTER GIVES UP ILLEGAL MORTGAGE POSSESSION CLAIM A courageous woman called Diana has been fighting bankster for eight years. Her case was that the bank had illegally capitalised her mortgage and she […]

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The TGBMS Grounds | 3 Reasons Why 11 Million UK Mortgages Are Illegal

Posted on 30th August 201930th August 2019 by The Bernician

The TGBMS Grounds | 3 Reasons Why 11 Million UK Mortgages Are Illegal In this must-see clip, Michael O’Bernicia lays out the TGBMS Grounds, in less than 3 minutes. For those of you who are […]

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Possession Claim Adjourned – Bankster ‘Lost’ The Mortgage Documents

Posted on 24th August 201924th August 2019 by The Bernician

Possession Claim Adjourned – Bankster ‘Lost’ The Mortgage Documents My friends, I am, once again, the delighted bearer of fantastic TGBMS News. Today I was contacted by a friend of mine called Geniene Azalea, who […]

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Totally Without Merit – The Defendants’ Arguments

Posted on 21st August 201921st August 2019 by The Bernician

Totally Without Merit – The Defendants’ Arguments Here lie the arguments that will almost certainly be thrown at us in the class actions by the defendants, as written by a man who I mistook as […]

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So You Want To Join The Class Actions To End UK Mortgage Fraud?

Posted on 15th August 201915th August 2019 by The Bernician

So You Want To Join The Class Actions To End UK Mortgage Fraud? So you want to join the class actions to end mortgage fraud and claim compensation for your losses from the Land Registry? […]

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TGBMS Day – UK Mortgage Industry Served Notice of Class Actions

Posted on 10th August 201910th August 2019 by The Bernician

TGBMS Day – UK Mortgage Industry Served Notice of Class Actions Heartfelt thanks to everybody who contributed to making the 6th of August 2019 the historic occasion it turned out to be, when we served […]

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The Fraudulent State of UK Banking – M O’B Interviews Anthony Stansfeld

Posted on 4th August 20194th August 2019 by The Bernician

The Fraudulent State of UK Banking – M O’B Interviews Anthony Stansfeld Two days after presenting the plans to bring an end to institutionalized mortgage fraud at the Bankster Busters Conference, I met Anthony Stansfeld […]

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Bankster-Busters Conference, Anthony Stansfeld and TGBMS Day

Posted on 26th July 201926th July 2019 by The Bernician

Bankster-Busters Conference, Anthony Stansfeld and TGBMS Day Bankster-Busters Conference Thank you to everybody who attended the conference on Sunday. It was both an extraordinary and an auspicious occasion, which has galvanized our grass-roots movement into […]

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Mortgage Fraud 101: Case Law on Forced Entry by Bailiff and Police

Posted on 16th July 201915th July 2019 by The Bernician

Mortgage Fraud 101: Case Law on Forced Entry by Bailiff and Police Here are some essential pieces of case law, which should be used to deal with a bailiff and police, who claim they have […]

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TGBMS Day Is Coming For The Banksters

Posted on 14th July 201917th July 2019 by The Bernician

TGBMS Day Is Coming For The Banksters In the face of continued criminality, three remarkable events transpired last week, which should provide inspiration and encouragement for everybody fighting mortgage fraud on the front line. Dorset […]

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Mortgage Fraud 101: Summary of The TGBMS Grounds

Posted on 7th July 201928th August 2019 by The Bernician

Mortgage Fraud 101: Summary of The TGBMS Grounds At the end of The Great British Mortgage Swindle it is declared that, for the purposes of canceling 11.2 million illegal mortgages and claiming indemnity from the […]

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Perfected Lien: Properties Withdrawn From Fire-Sale Auction

Posted on 5th July 20196th July 2019 by The Bernician

Perfected Lien: Properties Withdrawn From Fire-Sale Auction Here is a sanitised version of the perfected lien process that was initiated against invalidly appointed LPA Receivers, who were acting illegally in the name of the Lien […]

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Land Registry Confirms That No Mortgage Arises Without Legally Valid Documents

Posted on 2nd July 20192nd July 2019 by The Bernician

Land Registry Confirms That No Mortgage Arises Without Legally Valid Documents It has now been confirmed that the Land Registry has altered the register to show that my sister is the owner of her family […]

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Mortgage Fraud 101: Maxims of Equity and Commerce

Posted on 23rd June 201920th June 2019 by The Bernician

Mortgage Fraud 101: Maxims of Equity and Commerce Maxims of Equity Here lie the Maxims of Equity: Equity regarding what ought to be done Equity will not suffer a wrong to be without a remedy […]

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Mortgage Fraud 101: The Commercial Lien Process

Posted on 21st June 201921st August 2020 by The Bernician

This UK-centric Commercial Lien process is not for the faint-hearted or those looking for a quick-fix. If you not in default on a mortgage but have gleaned sufficient knowledge to know that you have been […]

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Mortgage Fraud 101: Rebutting The Undefendable

Posted on 19th June 201919th June 2019 by The Bernician

Mortgage Fraud 101: Rebutting The Undefendable As those fighting mortgagor possession proceedings with the TGBMS Grounds will already know, the most common reaction from banksters, their lawyers and the Land Registry, is to attempt to […]

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Mortgage Fraud 101: The Conditional Acceptance Process

Posted on 17th June 201917th June 2019 by The Bernician

Mortgage Fraud 101: The Conditional Acceptance Process In the event I was beginning a process of discovery, in relation to ascertaining whether my mortgage was illegal and void, I would begin with the following conditional […]

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Politically Incorrect Podcast: 8 Steps To Cancelling Your Illegal Mortgage and Claiming Indemnity From The Land Registry

Posted on 17th June 201917th June 2019 by The Bernician

Politically Incorrect Podcast: 8 Steps To Cancelling Your Illegal Mortgage and Claiming Indemnity From The Land Registry In the event you are a UK mortgagor and you are able to provide all the evidence required […]

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Anthony Stansfeld: UK Banks are Corrupt on a Massive Scale

Posted on 4th June 20195th June 2019 by The Bernician

This is a letter from Anthony Stansfeld [who appears in The Great British Mortgage Swindle] on the failure of the UK’s governing and regulatory institutions to hold the banks to account for decades of endemic […]

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BOOM! TGBMS Shakes The Room At The Land Registry

Posted on 1st June 20191st June 2019 by The Bernician

Here lies yet more [yes, more!] tremendous TGBMS news, as major progress has been made in an AP1 application to the Land Registry, for the purposes of cancelling the entry of a fraudulent mortgage in […]

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Historic Judgment Which Changed Everything For UK Mortgagors

Posted on 31st May 20191st June 2019 by The Bernician

Historic Judgment Which Changed Everything For UK Mortgagors This is a re-post of the article on self-realisation.com, which announced my family’s historic summary judgment win in Leeds High Court, on the 21st of July 2014. […]

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8 Steps To Cancelling Your Illegal Mortgage and Claiming Indemnity

Posted on 30th May 201931st May 2019 by The Bernician

8 Steps To Cancelling Your Illegal Mortgage and Claiming Indemnity In the event you are a UK mortgagor and you are able to provide all the evidence required to prove that your mortgage is illegal […]

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Here Lies Yet More [Yes, More!] Incredible TGBMS News

Posted on 27th May 201931st May 2019 by The Bernician

More Incredible TGBMS News Here lies yet more [yes, more!] incredible TGBMS news. Case One Last Monday, a friend of mine appeared in the Birmingham County Court, defending his void mortgage company’s possession claim. Only […]

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FCA Complaint: Santander PLC Trading Under Fake Company Name

Posted on 27th May 201927th May 2019 by The Bernician

FCA Complaint: Santander PLC Trading Under Fake Company Name Please read this urgent complaint to the FCA by Paud Kerry, regarding the evidence that Santander has been issuing mortgage possession proceedings using a fake company […]

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The People v The Banks: Representative Actions To End Mortgage Fraud

Posted on 22nd April 201922nd April 2019 by The Bernician

The People v The Banks: Representative Actions To End Mortgage Fraud So you want to know about the planned Representative Actions to cancel 11.2 million illegal mortgages and claim compensation from the Land Registry? Well, […]

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UK Supreme Court Re-Affirms ‘Fraud Unravels All’ As Public Policy

Posted on 18th April 201931st May 2019 by The Bernician

  UK Supreme Court Re-Affirms ‘Fraud Unravels All’ As Public Policy   For those who are looking for evidence that the English establishment is preparing the ground for the forthcoming deluge of applications to cancel […]

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Beating The Banksters: An Urgent Call-to-Action For Every UK Mortgage Holder

Posted on 15th April 201915th April 2019 by The Bernician

Beating The Banksters: An Urgent Call-to-Action For Every UK Mortgage Holder In the wake of perhaps the most significant victory against a UK bank in a British legal history, I know what some of you […]

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Void & Illegal Mortgage #2 Cancelled By Land Registry

Posted on 31st March 20192nd April 2019 by The Bernician

Nine years and one month after the beginning of my family’s dispute with Bank of Scotland, it is now finally at its end, in what can only be accurately described as capitulation by the bank.

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