In this category you will find all manner of posts, including articles, transcripts and videos, on the subject of Banking Crimes, with specific focus on UK mortgage fraud and judicial corruption.
Everything you read here is based entirely upon The Bernician’s own research into the laws of banking and his extensive experience of those laws being applied selectively in the UK courts.
Mortgage Fraud 101| No Trust Ever Arises From Fraud For those of you who don’t already know, here is the reason why an individual called Steve Knight is selling snake oil to void mortgagors, defaming the characters of Michael O’Deira and I, as well as claiming the TGBMS Grounds are hopelessly misconceived. His argument is […]
TGBMS Class Actions | Seeking A Moratorium On Mortgage Possession Claims Whilst I am somewhat restricted as to what I can reveal at this stage, I am extremely encouraged to be the bearer of potentially fantastic news regarding the TGBMS Class Actions to end mortgage fraud. Having been contacted by a senior policy adviser to […]
Politically Incorrect Podcast | Lloyds Told To Stop Mortgage Possession Claims In this Politically Incorrect Podcast, The Bernician explores the ramifications of two letters sent to the CEO of the Lloyds Banking Group, each of which call for the cessation of fraudulent mortgage possession claims, the transcripts of which can be read below. Lloyds CEO […]
TGBMS Class Actions | Barclays Declare Moratorium on Mortgage Possession Claims Here is the latest news about the TGBMS Class Actions to end UK mortgage fraud, followed by an extraordinary account of the two month moratorium on possession claims declared by Barclays last week. Claim Forms & Particulars Being Prepared We are currently drafting Claim […]
Major TGBMS News | Reversal of Fortunes in the High Court Over the course of this week, I have been privileged to witness my friend’s extraordinary reversal of fortunes in the High Court, following six years of justice being woefully miscarried. Having long since had a bogus mortgage possession order issued against her, she initially […]
Mortgage Fraud 101 | The Companies Act and Unfair Terms Section 44 of the Companies Act 2006 compels all companies in the United Kingdom to adhere to the following provisions for the valid execution of documents: (1) Under the law of England and Wales or Northern Ireland a document is executed by a company—(a) by […]
Mortgage Fraud 101 | The Section 2 Point and the Law Commission Section 2 of the Law of Property (Miscellaneous Provisions) Act 1989 prescribes that: 2 Contracts for sale etc of land to be made by signed writing (1) A contract for the sale or other disposition of an interest in land can only be […]
Mortgage Fraud 101 | The Section 1(3) Point and the Estoppel Issue Referring to the proper making and delivery of mortgage deeds, section 1 (3) of the Law of Property (Miscellaneous Provisions) Act 1989 provides that: “An instrument is validly executed as a deed by an individual if, and only if, (a) it is signed […]
Cease and Desist Notice To Lloyds Banking Group Today we have caused the service of the following Notice To Cease & Desist, upon the Chief Executive Officer of the Lloyds Banking Group, demanding the immediate cessation of all mortgage-related proceedings, in which there has been at least one allegation of some form of signature forgery. […]
Lloyds CEO Told To Desist In Fraudulent Mortgage Recovery Action In the clearest indication yet that Parliament has been successfully lobbied by Thames Valley Police Commissioner, Anthony Stansfeld, to take action to stop endemic signature fraud in mortgage transactions, Kevin Hollinrake MP has written the following letter to the CEO of the Lloyds Group. Dear […]
{"id":null,"mode":"button","open_style":"in_modal","currency_code":"GBP","currency_symbol":"\u00a3","currency_type":"decimal","blank_flag_url":"https:\/\/www.thebernician.net\/wp-content\/plugins\/tip-jar-wp\/\/assets\/images\/flags\/blank.gif","flag_sprite_url":"https:\/\/www.thebernician.net\/wp-content\/plugins\/tip-jar-wp\/\/assets\/images\/flags\/flags.png","default_amount":1200,"top_media_type":"featured_image","featured_image_url":"https:\/\/www.thebernician.net\/wp-content\/uploads\/2014\/09\/MOB-200x150.jpg","featured_embed":"","header_media":null,"file_download_attachment_data":null,"recurring_options_enabled":true,"recurring_options":{"never":{"selected":true,"after_output":"One time only"},"weekly":{"selected":false,"after_output":"Every week"},"monthly":{"selected":false,"after_output":"Every month"},"yearly":{"selected":false,"after_output":"Every year"}},"strings":{"current_user_email":"","current_user_name":"","link_text":"Tip Some Coin","complete_payment_button_error_text":"Check info and try again","payment_verb":"Tip Now","payment_request_label":"The Bernician","form_has_an_error":"Please check and fix the errors above","general_server_error":"Something isn't working right at the moment. Please try again.","form_title":"Tip The Bernician Some Coin","form_subtitle":"Show your appreciation for The Bernician's work by donating whatever you can afford in the tips jar.","currency_search_text":"Country or Currency here","other_payment_option":"Other payment option","manage_payments_button_text":"Manage your payments","thank_you_message":"Thank you for being a supporter of The Bernician's work. Much appreciated.","payment_confirmation_title":"The Bernician","receipt_title":"Your Receipt","print_receipt":"Print Receipt","email_receipt":"Email Receipt","email_receipt_sending":"Sending receipt...","email_receipt_success":"Email receipt successfully sent","email_receipt_failed":"Email receipt failed to send. Please try again.","receipt_payee":"Paid to","receipt_statement_descriptor":"This will show up on your statement as","receipt_date":"Date","receipt_transaction_id":"Transaction ID","receipt_transaction_amount":"Amount","refund_payer":"Refund from","login":"Log in to manage your payments","manage_payments":"Manage Payments","transactions_title":"Your Transactions","transaction_title":"Transaction Receipt","transaction_period":"Plan Period","arrangements_title":"Your Plans","arrangement_title":"Manage Plan","arrangement_details":"Plan Details","arrangement_id_title":"Plan ID","arrangement_payment_method_title":"Payment Method","arrangement_amount_title":"Plan Amount","arrangement_renewal_title":"Next renewal date","arrangement_action_cancel":"Cancel Plan","arrangement_action_cant_cancel":"Cancelling is currently not available.","arrangement_action_cancel_double":"Are you sure you'd like to cancel?","arrangement_cancelling":"Cancelling Plan...","arrangement_cancelled":"Plan Cancelled","arrangement_failed_to_cancel":"Failed to cancel plan","back_to_plans":"\u2190 Back to Plans","update_payment_method_verb":"Update","sca_auth_description":"Your have a pending renewal payment which requires authorization.","sca_auth_verb":"Authorize renewal payment","sca_authing_verb":"Authorizing payment","sca_authed_verb":"Payment successfully authorized!","sca_auth_failed":"Unable to authorize! Please try again.","login_button_text":"Log in","login_form_has_an_error":"Please check and fix the errors above","uppercase_search":"Search","lowercase_search":"search","uppercase_page":"Page","lowercase_page":"page","uppercase_items":"Items","lowercase_items":"items","uppercase_per":"Per","lowercase_per":"per","uppercase_of":"Of","lowercase_of":"of","back":"Back to plans","zip_code_placeholder":"Zip\/Postal Code","download_file_button_text":"Download File","input_field_instructions":{"tip_amount":{"placeholder_text":"How much would you like to tip?","initial":{"instruction_type":"normal","instruction_message":"How much would you like to tip? Choose any currency."},"empty":{"instruction_type":"error","instruction_message":"How much would you like to tip? Choose any currency."},"invalid_curency":{"instruction_type":"error","instruction_message":"Please choose a valid currency."}},"recurring":{"placeholder_text":"Recurring","initial":{"instruction_type":"normal","instruction_message":"How often would you like to give this?"},"success":{"instruction_type":"success","instruction_message":"How often would you like to give this?"},"empty":{"instruction_type":"error","instruction_message":"How often would you like to give this?"}},"name":{"placeholder_text":"Name on Credit Card","initial":{"instruction_type":"normal","instruction_message":"Enter the name on your card."},"success":{"instruction_type":"success","instruction_message":"Enter the name on your card."},"empty":{"instruction_type":"error","instruction_message":"Please enter the name on your card."}},"privacy_policy":{"terms_title":"Terms and conditions","terms_body":null,"terms_show_text":"View Terms","terms_hide_text":"Hide Terms","initial":{"instruction_type":"normal","instruction_message":"I agree to the terms."},"unchecked":{"instruction_type":"error","instruction_message":"Please agree to the terms."},"checked":{"instruction_type":"success","instruction_message":"I agree to the terms."}},"email":{"placeholder_text":"Your email address","initial":{"instruction_type":"normal","instruction_message":"Enter your email address"},"success":{"instruction_type":"success","instruction_message":"Enter your email address"},"blank":{"instruction_type":"error","instruction_message":"Enter your email address"},"not_an_email_address":{"instruction_type":"error","instruction_message":"Make sure you have entered a valid email address"}},"note_with_tip":{"placeholder_text":"Your note here...","initial":{"instruction_type":"normal","instruction_message":"Attach a note to your tip (optional)"},"empty":{"instruction_type":"normal","instruction_message":"Attach a note to your tip (optional)"},"not_empty_initial":{"instruction_type":"normal","instruction_message":"Attach a note to your tip (optional)"},"saving":{"instruction_type":"normal","instruction_message":"Saving note..."},"success":{"instruction_type":"success","instruction_message":"Note successfully saved!"},"error":{"instruction_type":"error","instruction_message":"Unable to save note note at this time. Please try again."}},"email_for_login_code":{"placeholder_text":"Your email address","initial":{"instruction_type":"normal","instruction_message":"Enter your email to log in."},"success":{"instruction_type":"success","instruction_message":"Enter your email to log in."},"blank":{"instruction_type":"error","instruction_message":"Enter your email to log in."},"empty":{"instruction_type":"error","instruction_message":"Enter your email to log in."}},"login_code":{"initial":{"instruction_type":"normal","instruction_message":"Check your email and enter the login code."},"success":{"instruction_type":"success","instruction_message":"Check your email and enter the login code."},"blank":{"instruction_type":"error","instruction_message":"Check your email and enter the login code."},"empty":{"instruction_type":"error","instruction_message":"Check your email and enter the login code."}},"stripe_all_in_one":{"initial":{"instruction_type":"normal","instruction_message":"Enter your credit card details here."},"empty":{"instruction_type":"error","instruction_message":"Enter your credit card details here."},"success":{"instruction_type":"normal","instruction_message":"Enter your credit card details here."},"invalid_number":{"instruction_type":"error","instruction_message":"The card number is not a valid credit card number."},"invalid_expiry_month":{"instruction_type":"error","instruction_message":"The card's expiration month is invalid."},"invalid_expiry_year":{"instruction_type":"error","instruction_message":"The card's expiration year is invalid."},"invalid_cvc":{"instruction_type":"error","instruction_message":"The card's security code is invalid."},"incorrect_number":{"instruction_type":"error","instruction_message":"The card number is incorrect."},"incomplete_number":{"instruction_type":"error","instruction_message":"The card number is incomplete."},"incomplete_cvc":{"instruction_type":"error","instruction_message":"The card's security code is incomplete."},"incomplete_expiry":{"instruction_type":"error","instruction_message":"The card's expiration date is incomplete."},"incomplete_zip":{"instruction_type":"error","instruction_message":"The card's zip code is incomplete."},"expired_card":{"instruction_type":"error","instruction_message":"The card has expired."},"incorrect_cvc":{"instruction_type":"error","instruction_message":"The card's security code is incorrect."},"incorrect_zip":{"instruction_type":"error","instruction_message":"The card's zip code failed validation."},"invalid_expiry_year_past":{"instruction_type":"error","instruction_message":"The card's expiration year is in the past"},"card_declined":{"instruction_type":"error","instruction_message":"The card was declined."},"missing":{"instruction_type":"error","instruction_message":"There is no card on a customer that is being charged."},"processing_error":{"instruction_type":"error","instruction_message":"An error occurred while processing the card."},"invalid_request_error":{"instruction_type":"error","instruction_message":"Unable to process this payment, please try again or use alternative method."},"invalid_sofort_country":{"instruction_type":"error","instruction_message":"The billing country is not accepted by SOFORT. Please try another country."}}}},"fetched_oembed_html":false}
{"date_format":"jS F Y","time_format":"g:i a","wordpress_permalink_only":"https:\/\/www.thebernician.net\/banking-crimes\/page\/2\/","all_default_visual_states":"inherit","modal_visual_state":false,"user_is_logged_in":false,"stripe_api_key":"pk_live_MwQiW3XkwrmT05UCY2ULM4JZ00QrNZsHfV","stripe_account_country_code":"GB","setup_link":"https:\/\/www.thebernician.net\/wp-admin\/admin.php?page=tip-jar-wp&mpwpadmin1=welcome&mpwpadmin_lightbox=do_wizard_health_check","close_button_url":"https:\/\/www.thebernician.net\/wp-content\/plugins\/tip-jar-wp\/\/assets\/images\/closebtn.png"}
